State Farm® Insurance Agent Kathy Schultze
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Juscelino Leao
March 19, 2026
"Kathy has been our agent for many years now and we only have wonderfull things to say about her and the entire office team. Moreover, even though we were relocating and needed help sorting things out, Kathy's office team was there to guide and advise us! Special mention to Kirstine Cantara for her kindness, patience, and knowledge expertise! Thank you!!"
"Thank you, Juscelino! I'm so happy to hear about your positive experience with Kathy and our team. It's great to know that Kirstine's kindness and expertise made a difference during your relocation. We appreciate your trust and look forward to continuing to support you. Let us know if there's anything else we can assist with!"
Jennifer Riedmayer
March 15, 2026
"Joe was super helpful in transferring my policies over to this office. I have been a State Farm customer for years and I highly recommend this office for all your insurance needs."
"Thank you, Jennifer! I'm happy to hear that Joe was able to assist you with transferring your policies smoothly. Your recommendation means a lot to us, and we're grateful for your continued trust in State Farm. If you need anything else, feel free to reach out!"
zac thacher
March 12, 2026
"Always a pleasure doing buisness with them. Highly recommend their services!"
"Thank you, Zac! I'm happy to know you enjoy working with us and appreciate your recommendation. If you ever need anything else, feel free to reach out!"
Nelson Pereira
February 28, 2026
"Gran servicio y precio tanbien tenido una buena experiencia con State Farm. El servicio al cliente es amable y siempre responden 👌👌👍"
"¡Gracias por tu reseña, Nelson! Me alegra saber que has tenido una buena experiencia con nuestro servicio al cliente y que encuentras nuestros precios satisfactorios. Si tienes alguna pregunta o necesitas más ayuda, no dudes en contactarnos. ¡Estamos aquí para ayudarte!"
Emily Molino
February 20, 2026
"Helpful and courteous staff."
"Emily, thank you for your feedback! I'm glad to hear that our staff was helpful and courteous. We’re always here if you need anything else!"
Sharon Heatherly
February 18, 2026
"Kathy, is an AMAZING agent. She is Extremely helpful, always pleasant, always willing to help. Honest coverage prices. Look no further make Kathy your agent you won’t be disappointed."
"Thank you so much, Sharon! I'm really happy to hear that you find Kathy to be such a helpful and pleasant agent. Your kind words about her honesty and dedication mean a lot. If you ever need anything else, feel free to reach out!"
Franklin Eduardo Banegas Mejia
February 13, 2026
"Gran servicio y precio amo state farm💖"
"¡Gracias, Franklin Eduardo! Me alegra saber que estás satisfecho con nuestro servicio y precios. Estamos aquí para ayudarte con cualquier cosa que necesites. ¡Gracias por elegirnos!"
Esteban Galva
February 12, 2026
"Very helpful and friendly. All my questions were answered and my business handled very proffesional."
"Thank you, Esteban! I'm happy to know you found our team helpful and friendly. It's great to hear that all your questions were addressed and your business was handled professionally. If there's anything else you need, feel free to reach out!"
Justin Arney
January 27, 2026
"I’ve had nothing but great experiences from the office of Kathy Schultze. They keep me informed and explain everything enough for me understand. A mistake got made and I was overcharged but they actually caught it before I did and will be refunding what was overcharged."
"Thank you, Justin! I'm happy to hear about your positive experiences with our office. It's great to know that our team keeps you informed and provides clear explanations. I'm also glad we could promptly address the overcharge issue. If you have any more questions or need assistance, feel free to reach out!"
Steven Harris
January 26, 2026
"After being with State Farm for nearly 25 years. this experience comes after almost two and a half decades of loyalty to State Farm. I am deeply disappointed to write this after nearly 25 years of loyalty to State Farm. This recent experience has been completely unacceptable and has tarnished over two decades of trust. I found the services to be overpriced and the support severely lacking when it mattered most. I strongly caution others to stay away and look for an agency that truly values long-term customers.""
"Steven, thank you for your many years with State Farm and for sharing this review. We’re truly sorry this situation left you feeling disappointed. We understand how stressful it can be when a policy change happens unexpectedly. In many cases, coverage applies to sudden and accidental losses, but ongoing maintenance issues or unrepaired damage may impact eligibility for continued coverage. If you’d like, our team would be happy to review the details with you directly and answer any questions."
Jon Jones
January 26, 2026
"As a client for 30+ years, I remain confident in the services Kathy Schultze provides. We've had home owner and related policies as well as auto coverage for all that time. Kathy and her team are always friendly and helpful and responsive when needed. We regularly review our coverages and they answer all questions, make good suggestions and never push a sale. I trust them, you can too."
"Thank you, Jon, for your wonderful feedback! I'm so happy to know that you've been satisfied with our services for over 30 years. It's great to hear that you find our team friendly and helpful. We're here to assist with any questions or needs you may have in the future. Thanks for choosing us!"
Rob Thomas
January 23, 2026
"Pleasant and efficient! Just had my annual review with Sharon and she was very helpful and delightful to work with."
"Rob, thank you for choosing State Farm! Your satisfaction is our top priority, and we're here to provide reliable insurance coverage tailored to your needs."
Vicente Florez
January 23, 2026
"Thank you to the office of Kathy Schultze and thank you Manuela Oyaga for over performing and doing an outstanding job at selling me the overall insurance package for my family. Manuela’s attention to detailed not only allowed me to make the right decision for my family but further more informed me of additional coverage details that I considered - Because of her dedicated support I am now considering in purchasing additional coverage by obtaining life insurance. Thank you so much Manuela for your time and dedicated support."
"Thank you, Vicente, for your wonderful feedback! I'm delighted to hear that Manuela provided such exceptional service and helped you make informed decisions for your family's insurance needs. It's great to know you're considering additional coverage with us. We're always here to assist with any questions or future needs!"
Rick Koch
January 18, 2026
"I've been with State Farm for decades, but this was my first experience with Sharon Hook. Seamless, complete, professional, informative. We seemed to click all the boxes and I was satisfied that we did a pretty thorough review of my coverage status and way ahead. Kathy continues to field an excellent staff."
"Thank you for your review, Rick! I'm happy to hear about your positive experience with Sharon. It's great to know that you felt the review of your coverage was thorough and informative. Kathy and the team are committed to providing excellent service, and your feedback is truly appreciated. If you have any more questions or need further assistance, feel free to reach out anytime!"
Beth Wood
January 16, 2026
"We just switched insurance companies after our previous company continued to raise home and auto rates. Maya has been wonderful to work with and very responsive to all of our questions and needs. We would highly recommend this office and Maya!"
"Thank you for your review, Beth! I'm happy to hear that Maya has been helpful and responsive to your needs. Your recommendation means a lot to us. If you have any more questions or need further assistance, feel free to reach out anytime!"
Sharon Hook
January 16, 2026
"Great people to help with your life insurance needs"
"Thank you, Sharon! I'm happy to know you found our team helpful with your life insurance needs. We’re always here to assist you with any questions or future needs. Let us know if there's anything else we can do for you!"
John Vincent
January 16, 2026
"Great office ! Sharon was very helpful"
"John, thank you for your feedback! I'm happy to hear that Sharon was able to assist you. We appreciate your support and are here for any of your insurance needs. Let us know if there's anything else we can do for you!"
Justin Powell
January 15, 2026
"Victoria did an outstanding job putting together a quote for my home and auto insurance!."
"Thank you, Justin! I'm happy to hear that Victoria provided you with excellent service in preparing your home and auto insurance quote. We appreciate your feedback and are here for any of your insurance needs. Let us know if there's anything else we can assist you with!"
Sandy Haller
January 11, 2026
"Excellent service, attentive and very friendly staff, Kathy (agent) addressed all of my concerns and make great suggestions for changes. Very happy I changed offices."
Maria Rodriguez
November 17, 2025
"Gisselle excelente servicio"
"¡Gracias, Maria! Me alegra saber que Gisselle te brindó un excelente servicio. Estamos aquí para ayudarte con cualquier cosa que necesites. ¡Gracias por elegirnos!"
Phaninder Sriramoju
November 10, 2025
"Joe Ohara - Assisted me today to get the better lower monthly rates and he was very helpful in understanding the situation."
"Thanks Phaninder for the kind words for Joe. Welcome back to the State Farm family!! We appreciate you!"
ADAMH
November 6, 2025
"I've been with Kathy for years. Service is always excellent. Can't say anything better."
"Thanks Adam ! We appreciate your loyalty and business. It is a pleasure having you as a customer."
Sarah Gardiner
November 6, 2025
"I recently had to get my vehicle repaired and State Farm along with Joe Hudson's Collision Center made it so easy. My vehicle was done in one week! And it looks beautiful! Such a smooth process!"
"Thanks so much Sarah. We are so glad you had such a great experience. We appreciate you and your business very much!"
Myron Diggs
October 30, 2025
"This Insurance Company is the absolute Best!! They make everything very easy and fast! Angela was very knowledgeable and explained the policies thoroughly! Very Professional and Charming!!"
"Thank you, Myron! I'm glad you found our service easy and fast. We appreciate your kind words and look forward to assisting you with any future needs. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Kristina Trice
October 28, 2025
"Kathy Schultze is a great agent. Joe helped us with all of our insurance needs with ease. All there if you need them."
"Thanks Kristina! We appreciate your kind words and are happy you had a great experience with Joe. We appreciate your busines."